Personal finance, without the spreadsheet
Know where your money went, and where it's going next.
Ledgerline keeps your income, spending limits, savings goals and loan payoff dates on one calm screen — so the month stops ending in a shrug.
Free to use. No bank sign-in, no card details, no ad targeting.
This month
IllustrationIncome
4,200
Spending
3,180
Saved
24%
Everything the month needs
Six screens, each doing one job properly. Nothing to configure before it's useful.
Income & spending
Two taps to log money in or out, with a note, a category and the date it happened.
Category limits
Give each category a monthly ceiling and see the bar turn amber before you overshoot.
Six-month charts
Compare income against spending month by month, and see which categories grew.
Savings goals
Name the thing you're saving for, set the target and a date, then watch it fill up.
Loan manager
Balance, interest rate and monthly payment in — a real payoff date and total interest out.
Private by default
Every entry belongs to your account alone. Nothing is shared, sold or shown to anyone else.
Three steps, ten minutes
01
Create your account
Email and password, or Google. Your categories are set up for you straight away.
02
Log what you earn and spend
Start with this month. A few entries a day is enough to make the picture meaningful.
03
Set limits and watch them hold
Give categories a ceiling, add your goals and loans, and check back each month.